The Punjab government has introduced the Himmat Card program to support people with disabilities (PWDs). Led by Chief Minister Maryam Nawaz Sharif, this initiative provides financial assistance to those unable to work due to their impairments. Eligible individuals receive a quarterly stipend of PKR 10,500, promoting independence and helping them meet daily needs. With a budget of PKR 2.658 billion, the government demonstrates its commitment to assisting the most vulnerable members of society. This article explains what the Himmat Card is, who can apply, the benefits it offers, and how to apply for it.
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Introduction
The Himmat Card program aims to improve the lives of people with disabilities in Punjab by providing regular financial support. This initiative helps PWDs become more self-reliant and manage their everyday expenses. The program ensures that financial aid reaches those who need it the most, reducing their dependence on others. With easy online registration and access to funds through the Bank of Punjab, the Himmat Card makes receiving financial assistance simple and efficient.
| Feature | Description |
|---|---|
| Financial Support | PKR 10,500 quarterly stipend |
| Eligibility Criteria | Disability certificate and PMT score |
| Access to Funds | ATM card from Bank of Punjab |
| Registration | Online and in-person options |
What is the Himmat Card?
The Himmat Card is a special program introduced by the Punjab government to help people with disabilities. Eligible individuals receive PKR 10,500 every three months to help cover their basic needs. This financial assistance allows PWDs to live more independently and reduces their reliance on family and friends. The Himmat Card is part of the government’s efforts to create a more inclusive society where everyone has the support they need to live with dignity.
Who is Eligible for the Himmat Card?
To apply for the Himmat Card, applicants must meet specific criteria:
- Certified Disability: Must have a disability certificate from the Punjab Social Welfare Department.
- Not Employed: Should not be working in any government or private sector job.
- No Recent Financial Aid: Must not be receiving financial support from other government programs like BISP or Zakat Fund.
- PMT Score of 45 or Below: The Proxy Means Test (PMT) score, issued by BISP, should be 45 or lower to show financial need.
These requirements ensure that the financial assistance reaches those who genuinely need it, helping improve their living conditions and providing necessary support.
How to Apply for the Himmat Card: Step-by-Step Guide
If you qualify for the Himmat Card, follow these steps to apply:
- Obtain a Disability Certificate: Visit the Punjab Social Welfare Department to get a disability certificate. This document confirms your eligibility based on your health condition.
- Check PMT Score: Ensure your PMT score is 45 or below. You can check this through BISP or by visiting your local Social Welfare Office.
- Register Online: Go to the Himmat Card registration portal and complete the online application by entering your CNIC and required information.
- Visit Social Welfare Office: If you prefer, you can apply in person at your nearest Social Welfare Office. Bring your CNIC, disability certificate, and PMT score proof.
- Field Verification: After submitting your documents, government verifiers will visit you to confirm your information. This process ensures that only eligible applicants receive the Himmat Card.
- Open a Bank Account: Once your application is approved, open an account at the Bank of Punjab. The bank has set up camps to assist beneficiaries with account setup.
- Receive Your ATM Card: After your bank account is ready, you will receive an ATM card to withdraw your stipend. This card allows you to access your funds from any ATM without extra charges.
By following these steps, you can ensure a smooth application process and start receiving the financial support you deserve.
Also Read: Documents Required for Himmat Card in 2025
Benefits of the Himmat Card
The Himmat Card offers several advantages to persons with disabilities in Punjab:
- Financial Assistance: PKR 10,500 quarterly stipend helps cover essential needs.
- Empowerment: Promotes independence for PWDs by providing financial support.
- Bank Access: An ATM card from the Bank of Punjab allows easy withdrawal of funds.
- Verification Process: Ensures that only deserving individuals receive the assistance.
These benefits make the Himmat Card a valuable resource, providing reliable financial support and enhancing the quality of life for many families in Punjab.
Importance of the Himmat Card for PWDs
The Himmat Card is significant because it helps individuals with disabilities become less reliant on friends and relatives by providing them with financial relief. Many PWDs struggle to manage their daily costs and obtain employment. In addition to offering financial assistance, this program promotes social participation by empowering participants to live freely. By providing consistent financial support, the Himmat Card enables PWDs to lead more stable and dignified lives.
Conclusion
The Punjab government’s Himmat Card is a valuable program that uses financial assistance to improve the lives of people with disabilities. By providing regular stipends and easy access to funds, the program helps PWDs manage their daily lives more independently. The simple application process and substantial financial support demonstrate the government’s commitment to creating a more inclusive society. If you or someone you know is eligible, applying for the Himmat Card can significantly enhance your quality of life and provide the financial security needed to live with dignity.
FAQs
Who can apply for the Himmat Card?
Persons with disabilities in Punjab who meet the eligibility criteria can apply.
How much financial support does the Himmat Card provide?
The card provides a quarterly stipend of PKR 10,500.
What documents are needed to apply for the Himmat Card?
Applicants need a disability certificate, CNIC, and PMT score.
How do I check my PMT score?
You can check your PMT score through BISP or at your local Social Welfare Office.
Can I register online for the Himmat Card?
Yes, eligible applicants can complete the registration process online from home.